Finance is subject to status. From time to time, we may vary the terms of our finance offer at our discretion. To be eligible to apply for finance, you must be 18 or older, in regular employment and have been a UK resident for more than 3 years. Other conditions may apply and we cannot guarantee that your application will be accepted. We reserve the right to withdraw finance on certain products at any time. Finance as a payment method is provided through our external partner V12 Retail Finance. If your application is successful you will enter into a Credit Agreement with V12 Retail Finance.
Representative Examples;
Total amount of credit: £3,299
Interest rate 0% APR
Duration of loan: 24 months
Deposit amount (10%): £330
23 monthly payments of £123.71
1 final payment of £123.67
Total amount payable £3,299
Cash Price: £6,299.00
Amount of deposit payable: £629.00
Total amount of credit: £5,670
Loan term: 48 months
Deposit amount (10%): £629
Annual rate of interest: 5.14% Fixed
Monthly repayments: £142.39
Representative APR%: 9.9%
Total cost of credit: £1.164.72
Total cost of credit: £7,463.72
Credit is available subject to status to UK residents aged 18 or over. Giant UK LTD. acts as a credit broker and not as a lender and is registered in England 2167762. Giant UK Ltd FRN: 729086 is authorised and regulated by the FCA. Registered office: Charnwood Edge, Syston Road, Cossington, Leicestershire, LE7 4UZ. Giant UK Ltd act as a credit broker, not the lender and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.Credit provided is subject to status and minimum spend. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority”
If you are dissatisfied with our response and your agreement is regulated by the Financial Conduct Authority, you have the right to refer your complaint to the Financial Ombudsman Service, free of charge, but you must do so within six months of the date of the final response or 8 week holding letter. Further information and contact details can be found on www.financial-ombudsman.org.uk.