PLEASE NOTE: Due to COVID-19 restrictions, finance is temporarily unavailable for bikes less than £1000 through Creation consumer finance. Apologies for any inconvenience.
How does financing work?
Depending on what you decide to purchase and how you want to spread your payments, we have two finance partners available; Klarna, Creation Consumer finance & PayPal.
0% Finance on orders £35 - £999
We've partnered with Klarna to bring you new ways to pay at checkout. It's a safe and simple way to get the bikes, clothing or accessories you want, when you want it. Klarna gives you two easy ways to get the products you love. Choose 'Pay Later' and get up to 30 days to pay for your order with no interest and no fees. Or, split the cost of bigger purchases into 3 monthly payments with no interest, no fees and no credit agreement.
Learn more about Klarna on our dedicated Klarna page.
0% Finance on orders £99+
Finance is available on any basket value over £99 through PayPal for 4 months. Simply add the item(s) to your basket, checkout with PayPal and apply for PayPal instant credit. If approved, you can complete your purchase immediately.
0% Finance on orders £999+
Finance is available on selected bikes ordered through our website over £999, provided by Creation Consumer Finance. The finance offers available are product specific and are displayed on eligible products.
When you proceed with your order simply choose Creation Consumer Finance during checkout and you will be redirected to the Creation website to complete your application. As part of the first step of the application, you will be checked to see if you are eligible to apply based on 10 questions, and without leaving a credit search visible to a 3rd party. If you don't qualify, you will be prompted to return to the basket to pay via an alternative method.
If your application is successful, your order will be confirmed to Giant - we will contact you by email to confirm your order is proceeding. If your application is unsuccessful Creation Consumer Finance will inform you and your order will be automatically cancelled.
Find out more about finance on our dedicated finance page.
Giant UK LTD acts as a credit broker and not as a lender and is registered in England 2167762. Registered office: Charnwood Edge, Syston Road, Cossington, Leicestershire, LE7 4UZ. Credit is provided by Creation Consumer Finance (6th Floor, Wellington Buildings, 2-4 Wellington Street, Belfast, BT1 6HT), is authorised and regulated by the Financial Conduct Authority (Financial Services Register No.311518).
